Let’s face it. The goal of any good business is to make money whenever they can, and also save money too. This in particular is a delicate balancing act put on by insurance companies. But they do not do this with complete greed in mind, like so many of you would like to believe. Keeping their costs low is huge boon for you the insured as well, because it helps to keep premiums down. One way insurance companies implement cost cutting measures is by recommending that the people they insure use the direct repair companies with which they are associated. These companies  are under contract with the insurance agencies, which allows the agency some perks that they don’t get from a non-contrac Read entire post...

Once again, the old battle of good vs. evil rears its ugly head, but this time it’s in the collision repair industry. When you get into a car accident, and you need to repair your vehicle, who do you go to? Do you use your own “guy,” or do you go to one of the shops suggested by your insurance company, which is called a direct repair shop. The reason this is such a hot topic is because the insurance companies have basically taken the freedom of choice away from the vehicle owner. If you use one of the direct repair shops recommended by the insurance company you will get perks that you will not receive from a non-contracted repair provider. One major bonus is that the parts and repair y Read entire post...

Came across an interesting article the other day in Collision Week. They talked about how the IIHS doesn’t endorse the use of aftermarket parts. Read more below: By Collision Week The Insurance Institute for Highway Safety (IIHS) says it does not recommend the use of aftermarket structural parts because there is no system in place to guarantee that they would perform the same way the original parts would in a crash. David Zuby, chief research officer for the IIHS, was quoted in Consumer Reports Thursday saying, “The vehicle structure is part of a complex system designed to protect people in crashes, as well as hold up the engine. There’s a lot of engineering that goes into Read entire post...